New: Refer Friends & Earn Cash

The Financial OS for
Digital Assets.

Convert excess airtime to cash, pay utility bills instantly, and manage your finances with bank-grade security. All from one beautiful dashboard.

Total Balance

₦ 452,300.00

Add Money
Withdraw
VISA MASTERCARD GTBANK MTN AIRTEL PAYSTACK VISA MASTERCARD GTBANK

About PayFlow

Don't let your airtime
get trapped.

We realized millions of dollars are stuck in mobile airtime balances. Whether it was a mistaken recharge or a gift, that airtime is liquid money.

PayFlow provides a secure bridge to convert mobile airtime from any major network back into cash in your bank account, instantly and securely.

98%
Conversion Rate
5 Min
Avg Payout Time
Airtime
Bank

Secure Processing

Encrypted transactions & automated payouts.

Our Services

Complete Mobile Financial Freedom.

More than just conversion. Manage all your bills in one place.

Airtime to Cash

Swap airtime from MTN, Airtel, Glo, and others for cash. We offer the most competitive rates in the market.

Pay Utility Bills

Pay for Electricity (Prepaid/Postpaid) and Cable TV (DSTV, GOTV, Startimes) instantly with zero service interruptions.

Discounted Airtime

Buy airtime and data bundles for yourself or friends at up to 15% discount compared to normal bank rates.

Exam Pins

Purchase education pins (WAEC, NECO, JAMB) instantly and have them delivered to your email or SMS.

Digital Wallet

Store funds securely in your PayFlow wallet. Transfer to any bank account at any time, 24/7.

24/7 Support

Our automated system handles 99% of requests, but our human support team is always available for complex issues.

Convert Airtime in 3 Steps

1. Select Network

Log in to your dashboard. Select "Sell Airtime", choose your network (MTN, Glo, Airtel, etc.), and enter the amount you want to convert.

1
Transfer to: 0803...123
Amount: 5,000 Airtime

2. Transfer Airtime

We will provide a number for you to transfer the airtime to using your network's official transfer code (e.g., *600*...).

3. Get Cash Instantly

Once confirmed (usually within minutes), your PayFlow wallet is credited. You can then withdraw to your local bank account immediately.

Wallet Credited!

Ready for withdrawal

Ready to liquidate
your airtime?

Join thousands of users converting airtime to cash daily.

Secure. Fast. Reliable.